Ranking Investing Platforms for Beginner Filipino Investors
Frequently asked questions
Is Headstart free to use?
Yes — Headstart is completely free. We believe every Filipino deserves access to clear, unbiased financial information without paywalls or hidden fees.
How do I choose between a digital bank and a traditional bank?
Digital banks typically offer higher interest rates on savings (up to 6% p.a.) and zero maintaining balance requirements. Traditional banks are better if you need physical branches or a wider ATM network. We compare both so you can decide what fits your lifestyle.
Can I really invest in US stocks from the Philippines?
Yes! Global brokers like GoTrade and RCBC Invest let you buy fractional shares of US-listed companies starting from as little as ₱500. Headstart breaks down fees, minimums, and FX rates so you can invest with confidence.
Do I need a big salary to start investing?
Not at all. Many platforms featured on Headstart have no minimum balance requirements for stock investing. Starting small and staying consistent matters far more than the amount you begin with.
What is the Runway feature?
Runway lets you set a savings goal and tracks how long your current savings will last at your spending rate — your financial 'runway'. It's a simple way to stay on track without complex budgeting spreadsheets.
Does Headstart give personalized financial advice?
Headstart provides curated comparisons, explainers, and guides to help you make informed decisions. We are not a licensed financial advisor — for personalized advice, we recommend consulting a registered financial planner.