For your next
    Big Move

    Give yourself a Headstart

    Personal Finance
    made Simple

    Extensive resources and support to help you reach your financial goals

    Brands we cover

    MayaGCashBDOBPIUnionBankGoTradeMaribankGoTymeMayaGCashBDOBPIUnionBankGoTradeMaribankGoTymeMayaGCashBDOBPIUnionBankGoTradeMaribankGoTyme
    See all Digital Banks
    Headstart Select
    🏦

    Maya Savings

    Digital Bank

    91
    Apply now

    Terms & Conditions apply

    Interest p.a.

    6.00%

    Min. balance

    ₱0

    Setup time

    10 min

    PDIC covered

    Yes

    Achieve your Goals
    with Headstart

    Save · Learn · Apply to earn your badges

    SavedLessonsApplied
    🏦

    Maya Savings

    🌐

    GoTrade

    📊

    COL Financial

    🌊

    Maribank

    💳

    UnionBank

    🏛️

    RCBC Invest

    Complete 3 steps on any product to earn a badge

    Articles & Analysis
    Just For You

    View all

    Why GoTyme should be your next Digital Bank

    Ranking Investing Platforms for Beginner Filipino Investors

    Frequently asked questions

    Yes — Headstart is completely free. We believe every Filipino deserves access to clear, unbiased financial information without paywalls or hidden fees.

    Digital banks typically offer higher interest rates on savings (up to 6% p.a.) and zero maintaining balance requirements. Traditional banks are better if you need physical branches or a wider ATM network. We compare both so you can decide what fits your lifestyle.

    Yes! Global brokers like GoTrade and RCBC Invest let you buy fractional shares of US-listed companies starting from as little as ₱500. Headstart breaks down fees, minimums, and FX rates so you can invest with confidence.

    Not at all. Many platforms featured on Headstart have no minimum balance requirements for stock investing. Starting small and staying consistent matters far more than the amount you begin with.

    Runway lets you set a savings goal and tracks how long your current savings will last at your spending rate — your financial 'runway'. It's a simple way to stay on track without complex budgeting spreadsheets.

    Headstart provides curated comparisons, explainers, and guides to help you make informed decisions. We are not a licensed financial advisor — for personalized advice, we recommend consulting a registered financial planner.

    Get Started
    Now

    Set-Up and Get Reminded!