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Extensive resources and support to help you reach your financial goals
Brands we cover
Interest p.a.
6.00%
Min. balance
₱0
Setup time
10 min
PDIC covered
Yes
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GoTrade
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View all Frequently asked questions
Yes — Headstart is completely free. We believe every Filipino deserves access to clear, unbiased financial information without paywalls or hidden fees.
Digital banks typically offer higher interest rates on savings (up to 6% p.a.) and zero maintaining balance requirements. Traditional banks are better if you need physical branches or a wider ATM network. We compare both so you can decide what fits your lifestyle.
Yes! Global brokers like GoTrade and RCBC Invest let you buy fractional shares of US-listed companies starting from as little as ₱500. Headstart breaks down fees, minimums, and FX rates so you can invest with confidence.
Not at all. Many platforms featured on Headstart have no minimum balance requirements for stock investing. Starting small and staying consistent matters far more than the amount you begin with.
Runway lets you set a savings goal and tracks how long your current savings will last at your spending rate — your financial 'runway'. It's a simple way to stay on track without complex budgeting spreadsheets.
Headstart provides curated comparisons, explainers, and guides to help you make informed decisions. We are not a licensed financial advisor — for personalized advice, we recommend consulting a registered financial planner.
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